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Breaking — 28 Aug 2026: Government announces Approved Code Scheme & Trusted Payments to eliminate cowboy builders. OCC is the UK's leading authority on what this means for you.
Windsor, Berkshire · Est. 40+ Years Experience
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From legislation and planning to finding the right builder and protecting your money — OCC gives homeowners and construction professionals everything they need.

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Approved Scheme Hub
Government Trusted Payments guide
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Avoiding the Cowboys
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Ask anything about UK building regulations, planning, contracts, CDM, the Approved Code scheme, suppliers and more. Expert answers in seconds — built on 40 years of real construction knowledge.

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Legislation
Building Safety Act 2022, CDM 2015, Party Wall Act — all UK law explained
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Regulations
Approved Documents A–S, COSHH, RIDDOR, Working at Height
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Contracts
JCT, NEC4, FIDIC — plain English contract guidance
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Trusted Scheme
Approved Code & Trusted Payments — Aug 2026 government scheme
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Planning
NPPF, Permitted Development, S106, Use Classes, EIA
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Sustainability
BREEAM, Net Zero Carbon, Part L, Biodiversity Net Gain
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OCC//
What does CDM 2015 require from a Principal Contractor?
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▶ OCC BuildGPT Response
Under CDM 2015, the Principal Contractor must plan, manage, monitor and coordinate health and safety during the construction phase. Key duties include preparing the Construction Phase Plan, ensuring welfare facilities from day one, liaising with the Principal Designer, and submitting F10 notification to HSE where required...
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Avoiding
the Cowboys
A homeowner's guide to successful building projects — written by Colin Stacey with 40+ years of real site experience.
£7 — Was £20
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01How to spot a cowboy builder before you hire them
02What every contract must include to protect you
03Setting a realistic budget and sticking to it
04Managing timelines and avoiding costly delays
05Your legal rights when things go wrong
06–11Planning, snagging, communication & more
The Essential Guide
Don't Get Burned
by a Cowboy

In 2024, UK homeowners lost over £10.3 billion to rogue traders. This book gives you the knowledge to stay safe.

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Now Aligned with the Approved Code Scheme
Colin wrote this before the government caught up — the new Aug 2026 scheme validates everything in the book
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Protect Yourself Legally
Contracts, payment terms and your consumer rights explained in plain English
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40+ Years of Real Experience
Written from the frontline — not a theory, but hard-won knowledge from thousands of hours on site
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Announced 28 August 2026 · GOV.UK
The Government's
Cowboy Builder Crackdown

PM Andy Burnham's new Approved Code Scheme and Trusted Payments system — OCC explains what it means for you.

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Approved Code Scheme
Delivered by the FHIO with CTSI. Builders who sign up demonstrate higher standards of customer service, transparency and dispute resolution. Fully live December 2026. Look for the CTSI Approved Code logo when choosing a builder.
Ask BuildGPT About This →
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Trusted Payments System
Client funds each stage into a protected account. Builder submits evidence. Client has a 24-hour review. Payment releases on approval via Stripe. No large upfront payments. Disputes go to the FHIO Ombudsman. OCC's sign-off tool implements this workflow.
Ask BuildGPT About This →
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For Builders — The Benefits
Payment guaranteed before work starts. Market differentiation via the Approved Code badge. Stop being undercut by rogues. A documented sign-off trail protects you in every dispute. Fairer resolution via FHIO rather than county court.
Learn More →
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For Homeowners — The Protection
No large upfront payments. Sign-off control at every stage. 24-hour review period. Free FHIO ombudsman access. Warranty on completed works. OCC's Project Sign-Off tool implements this workflow — use it on your next project.
Use Sign-Off Tool →
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OCC Services
Everything Your
Project Needs

From the first conversation to final sign-off — OCC supports every stage of your construction project.

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Free 30-Min Consultation
Every call is personally taken by Colin Stacey. Walk through your budget, timeline and next steps. No obligation. No jargon. Expert advice that sets your project up for success.
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Project Sign-Off & Milestone Payments
Our digital sign-off tool aligns with the government's new Trusted Payments framework. Work submitted with evidence, reviewed, and approved before each payment releases.
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Construction Consultancy
High-rise residential, modular construction, luxury builds, CAT A & B fit-out. 40+ years of hands-on site experience available to your project — planning through to practical completion.
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Extensions, loft conversions, full renovations. We bridge the gap between you and your builder — ensuring quality, protecting your budget and keeping your project on track.
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Colin Stacey
Founder & CEO · Online Construction Consultants
"With over 40 years in construction — starting as an apprentice bricklayer at Eton College and advancing to senior roles with St James Homes and Barratt — I've built a career focused on quality, detail and hands-on expertise. OCC exists to share that knowledge with everyone who needs it."
40+Years on site
12AI domains
£7E-book price
Career Timeline
Built from the
Ground Up

From bricklayer at Eton to senior construction management — and now digital tools that democratise expert construction knowledge.

EarlyApprentice bricklayer at Eton College — learning the trade from the foundations up
MidSenior roles with St James Homes and Barratt — high-rise residential and luxury builds
LaterBespoke mansion builds — CAT A & B fit-out, modular construction projects
2024Founded Online Construction Consultants — bridging clients and builders
2025Published "Avoiding the Cowboys" — the homeowner's essential guide
2026Launched BuildGPT — UK's first comprehensive AI construction intelligence platform
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